Carr Accounting StudioChartered Accountants
Solo · 01

It's just you. Your finances shouldn't feel like a second job.

You're a solo founder — you started your business to build something, not to spend Sunday nights reconciling a bank account. We handle the financial side properly, so you can focus on the work that actually grows your business.

01 — Where you are

Solo, you're probably dealing with…

Most solo founders we meet are doing 80% of finance themselves and not enjoying it — and they're not sure if they're getting it 100% right.

What's painful
  • Not really knowing what you can safely pay yourself each month
  • Tax bills that somehow always catch you off guard
  • An accountant who disappears between year-ends
  • Wondering if you're leaving money on the table — but not knowing where to look
  • Putting off financial decisions because you're not sure what's right
  • A nagging sense that something important is being missed
What working with us looks like
  • A finance partner who's actually paying attention
  • Compliance — accounts, VAT, tax — quietly and on time
  • We flag what needs flagging, answer questions when they come up
  • The financial side of your business supports the life you're building
  • No jargon. No quarterly silence. No charging-by-the-question
  • Just someone in your corner who knows your numbers and picks up the phone
02 — What you'll get

End to end. Properly. On time.

Solo doesn't mean simple. We give you the full set of compliance, plus the conversations that turn the numbers into useful decisions.

  • Year‑end accounts & CT

    Annual

    Statutory accounts and corporation tax — properly prepared, filed on time, no last‑minute scramble.

  • Self‑assessment

    Annual

    Your personal tax return, joined‑up with the company. One conversation, not two.

  • VAT & Making Tax Digital

    Quarterly

    Quarterly VAT, MTD‑compliant. Set up once, runs in the background.

  • Director pay strategy

    Quarterly review

    Salary, dividends, timing — clarity on what to take, how, and when. The thing nobody tells you.

  • Bookkeeping & tools

    Monthly

    Xero set up properly, bank feeds connected, all the small things tidy. So you can stop dreading the inbox.

  • Someone to call

    Always-on

    For the questions that keep you up at night. No meter running. Use it whenever you need it.

03 — What this looks like

An illustrative story.

Anonymised but typical — the pattern is exactly what we see, again and again, with consultants and solo founders who finally find the right finance partner.

CASE · 026

From £15k of tax drift to a structure that actually works.

A consultant running a £120k limited company comes to us frustrated. Her previous accountant filed her returns and that was it — no advice, no planning, no idea what she should be doing differently. She takes a random mix of salary and dividends, has no tax pot, and feels anxious every time HMRC sends a letter.

Within the first three months, we set her up with a clean salary/dividend structure optimised for her situation, build a simple tax pot system that actually understands itself, and move her bookkeeping onto something that doesn't require her touching it. Six months with us and she feels genuinely in control of the money side of her business — for the first time.

Snapshot · Year One
  • ~£15kTax saved
  • ~1 hr / moTime on bookkeeping
  • GoneStress around HMRC
  • YesDirector pay clarity
  • 100%Filing on time
  • CancelledSunday-night reconciling
04 — What's included

Everything a solo founder needs — in one clear scope.

A defined set of deliverables, a steady monthly rhythm, and a direct line when you need it — so you always know what's covered, and nothing lands as a surprise.

Made for solo founders
  • Year-end accounts & corporation tax
  • Director self-assessment
  • Quarterly VAT & Making Tax Digital
  • Monthly bookkeeping (Xero + bank feeds)
  • Director pay & dividend strategy
  • Quarterly tax planning review
  • Direct line to David — email, phone, WhatsApp
  • Annual scope review — adjust as you grow

Onboarding

Two to three weeks, typically. We move you onto our stack, tidy historic books, file anything overdue, and hand back a documented baseline.

As you grow

Hire your first employee, add a co-founder, raise investment — and the service grows with you. Same partner, same direct line, scope adjusted to match.

If we're not the right fit?

We'll tell you on the call — and where possible, point you to someone who is.

Ready when you are

Sound like the partner you've been missing?

30 minutes, no pitch. We'll talk through where you are, what you're trying to build, and whether this fits.